The Ultimate Guide to Fintech
A curated Australian edition of TechDay news, analysis, interviews, reviews, job moves, and related resources for Fintech.
What to know about Fintech
Fintech, short for financial technology, represents a dynamic sector where innovation meets finance to revolutionize how individuals and businesses manage money. This tag aggregates stories that cover the broad spectrum of fintech developments ranging from payment solutions and banking technology to AI-driven financial services and cybersecurity.
Readers exploring this tag will find insights on groundbreaking startups expanding across regions, significant funding rounds propelling growth, the rise of embedded finance, and the ongoing challenges of regulatory compliance and cybersecurity in financial services. The stories also spotlight the evolving influence of women leaders and inclusivity efforts within the fintech landscape.
Whether it's about the latest in digital payments, collaboration between traditional banks and fintech firms, advances in AI for financial operations, or regional fintech ecosystems gaining momentum, this collection offers valuable knowledge for anyone interested in the current and future impact of technology on finance.
Australian Fintech News
Regional stories with direct local relevance
Block Earner launches Australia's first crypto loans
Australian borrowers can now access AUD loans against crypto holdings without selling, as a licensed platform moves digital assets into mainstream credit.
Icana.AI CallCoach lifts Finance One compliance checks
Full-call analysis has lifted Finance One's compliance and coaching performance, after the lender reviewed more than 300,000 customer calls.
Ansarada upgrades AiDA for prompt-first dealmaking
Deal teams can now query sensitive transaction data without leaving Ansarada's secure environment, as the platform adds prompt-first AI tools.
Tyro Health launches GapOnly Vet Portal for clinics
Veterinary clinics can now cut invoice delays as a new portal links real-time pet insurance claims with payments in one workflow.
Banjo Loans urges SMEs to use AI with human checks
Poorly checked AI use could leave SMEs exposed to lending errors, fines and loan cancellations, Banjo Loans has warned.
OKX launches virtual Mastercard for Australian users
Australia-based users can now spend USDG balances on Mastercard's network without a physical card, via Apple Pay or Google Pay.
Analyst Insights
Research and market analysis connected to Fintech
Gartner sees finance talent shift towards digital skills
Basware named Gartner Leader in accounts payable apps
One in three remittance users struggle with delays
RAMaggedon: Why the memory crisis is a digital inclusion crisis
Cequence posts record quarter on agentic AI security
Featured News
Archaic payment processes costing SMEs time and money
Australian SMEs are missing working capital gains as manual invoicing and EFTs leave payments slower and less secure.
Visa strengthens AI defences amid new era of cyber threats
Visa is pouring billions into AI defences as regulators demand safer, auditable systems to counter faster cyber threats and fraud.
'Lack of support' as Australia lags behind on blockchain
Years of regulatory delay risk leaving Australia behind as tokenised assets and digital investment platforms gather pace.
Banks face AI balancing act as regulation tempers uptake
Australia's banks are steadily increasing their use of artificial intelligence, but regulation and data security fears are tempering adoption.
Tech reinvent as Hejaz teases 'Wahda' superapp launch
Weeks before a planned August debut, the app aims to entice more than 2 billion Muslims with chat, video and faith-based AI tools.
Dext: Transformative AI made easy for accountants and bookkeepers
Accountants could cut errors and save time as Dext AI Assist brings prompt-based automation to bookkeeping workflows.
Gigs makes APAC splash with promising ShopBack partnership
ShopBack users could soon get easier access to travel connectivity and local mobile plans as Gigs tests its expansion in Asia.
Sage Intacct builds explainable AI into accounting
Accountants facing staff shortages may gain faster workflows, as Sage Intacct’s new agent exposes its calculations, sources and audit trail.
'Self-learning' AI big boon for Qualtrics' CX
Companies using AI for customer experience are cutting churn and lifting revenue, with Qualtrics saying richer feedback can triple insights.
Expert Columns
BNPL Fraud in Australia: Why new rules make data quality critical
Watchlist screening: Reducing false positives in Australia & New Zealand
The real cost of build vs. buy for agentic AI in regulated banking
Why seamless Middle East 2026 should be on every commerce leader's calendar
Australia finally has a vision for A2A payments - now comes the hard part
How AI is helping sellers read buyer intent
AI is rewriting the rules of dealmaking
Why SMS authentication is exposing mortgage lenders to avoidable risk
Australian superannuation, at the crossroads, must embrace AI
The big costs of running a growing business on small-business accounting software
Interviews
Interviews and video coverage from the networkRecent Fintech News
Revolut launches Australian bank after licence win
Australia-based customers will soon get savings accounts and a credit card as Revolut commits nearly AUD $400 million to its local banking push.
Australians turn to AI for money advice, survey finds
Trust remains a hurdle as younger Australians increasingly use AI to research investments, superannuation and retirement planning, a survey shows.
Australia urges small firms to ditch cheques for digital
Small businesses face disruption as Australia phases out cheques by 2029, with 3.5 million bank cheques still unbanked.
Vield adopts Integral tech to automate crypto hedging
As Australia tightens oversight of digital asset firms, the lender is moving to automated hedging to manage crypto and currency risk around the clock.
Ledger launches agent stack for AI payment approvals
AI agents can now draft payments and wallet actions while final approval stays on a Ledger device, limiting theft if software is compromised.
Pinch Payments opens national hackathon with AUD $50K
Developers can win AUD $50,000 by building payment tools on the firm's API, with finalists pitching to fintech investors after a week-long sprint.
The real cost of build vs. buy for agentic AI in regulated banking
Banks risk repeating DevOps sprawl as DIY agentic AI pushes build costs above USD $1.4 million and delays production by up to 18 months.
Zip finds Australians use AI to guide shopping choices
Nearly half of Zip's Australian customers now use AI to compare and research purchases, but most still want to make the final call themselves.
Australia finally has a vision for A2A payments - now comes the hard part
Businesses could still face costly disruption unless Australia turns its account-to-account payments blueprint into systems people can actually use.
FinTech Australia warns Treasury over startup tax plan
Most fintech startups could miss out on planned tax relief unless Treasury rewrites rules to reflect the sector's long, costly path to scale.
Budgetly launches AI bookkeeping for Australian SMEs
Australian SMEs could save hours on month-end admin as Budgetly automates transaction coding, GST checks and receipt reviews on selected plans.
Biza wins four CDR lenders & adds three executives
Its early lead in Australia's Consumer Data Right non-bank lending rollout now spans more than half of the first wave of lenders, while adding three executives.
Warburg Pincus takes stake in Australian CreditorWatch
The Australian credit-reporting firm plans to expand staff and technology after Warburg Pincus agreed to invest, with terms undisclosed.
HeirWealth launches MCP server for AI wealth queries
Advice firms can now query consolidated client wealth data in plain language, as HeirWealth opens Atlas to MCP-compatible AI assistants.
Confirmation of Payee passes 150 million checks in year
The name-checking service is now helping avert scam losses and mistaken payments, with more than 150 million checks completed in its first year.
Swyftx wins Australian licence to expand payment services
Closer oversight now gives the crypto broker a route to offer payments, deposits and derivatives services to Australian customers.
NannyLane launches childcare marketplace app in Australia
Parents needing ad hoc cover can now book verified carers through an app that includes checks, reviews and live GPS tracking.
Why SMS authentication is exposing mortgage lenders to avoidable risk
Mortgage brokers face mounting breach and fraud risks as attackers exploit SMS codes to reach high-value client data, experts warn.
Zip adds THE ICONIC to Australian merchant network
Australian fashion shoppers can now split payments at checkout, as Zip secures a slot on THE ICONIC's online store.
Webull Australia links trading & funding to Qantas points
Clients can now earn airline rewards for topping up accounts and trading, as Webull Australia links its platform to Qantas Frequent Flyer.
Job Moves
Banking Circle appoints Cracknell as Chief Executive Officer
CommBank appoints first Chief AI Scientist in Australia
.webp)
FinTech Australia appoints Xero policy chief Grace Gown
Openmarkets appoints David Jenkins to lead DeFi push
Elula names Andrew Phillips as new Chief Revenue Officer
Zepto names Mariana Paun chief business resilience lead
Openmarkets boosts board ahead of planned Nasdaq listing
Enterprize Tasmania names Brian Collins as new CEO
Convera names Meaghan Riley Chief Commercial Officer
